I am self-employed
Compare conventional income documentation with an eligible bank-statement option. Deposits, expenses, business history and other obligations all matter.
Compare documentation paths →Prepared October 14, 2026
You do not need to choose a loan program before speaking with a loan officer. Start with how you earn income, how you will use the property, and what you want the financing to accomplish. These paths help you prepare questions; they do not determine eligibility.
Compare conventional income documentation with an eligible bank-statement option. Deposits, expenses, business history and other obligations all matter.
Compare documentation paths →Separate the lender’s rental-income calculation from your own cash-flow budget. Consider expenses, reserves, property use and exit costs.
Prepare an investor checklist →Start with affordability, funds for closing, documentation and written estimates. Ask whether a specific assistance program is available through C2C before relying on it.
Prepare for the conversation →Ask about VA eligibility and compare the available written terms with other suitable programs. Military status alone does not establish loan approval.
Check official VA benefit guidance →Compare the full costs of changing your first mortgage with any available second-lien option. A lower payment can come with a longer repayment period or higher lifetime cost.
Compare costs under matching assumptions →Discuss jumbo, foreign-national, fix-and-flip, reverse-mortgage or other approved program categories with a loan officer. Availability depends on the scenario and lender.
Ask about your scenario →Service throughout a state does not mean C2C has an office in each city. Read the guide for the property’s location.
Do not send Social Security numbers, bank statements, tax returns or account passwords through a general inquiry or ordinary email. This guide does not ask you to enter personal information and makes no credit decision.